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Current Prime Rate is 2.75%.

TERM	MARKET	BEST
6 Month	4.90%	4.45%
1 Year	3.50%	2.44%
2 Year	3.90%	3.20%
3 Year	4.45%	3.49%
4 Year	5.14%	3.89%
5 Year	5.49%	3.79%

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Lower rates may be available under certain conditions -
ask us!

Edmonton Real Estate Update
While the summer temperatures rose in July, housing prices cooled and prices for all types of residential properties dipped slightly according to figures released by the REALTORS® AssociationRead on

Act now before the Rules Change!
There is likely going to be a flurry of activity before April 19 - as many take advantage of the existing rules and move up purchases and refinances. If you want to take advantage, call us today!....Read on

Market Update
North American markets opened in positive territory to start the week, although trading is rather subdued ahead of tomorrow’s policy announcement by the Federal Reserve.................Read on

Rates

With access to over 50 competing banks, trust and life insurance companies, and private lenders - we can find the right combination of mortgage features, options and rates to meet your needs. You’ll get the best mortgage rate possible for the type of mortgage that meets your needs and except in rare cases our service is at no additional charge to you!

M O R T G A G E R A T E S

TERM	MARKET*	BEST†
6 Month	4.90%	4.45%
1 Year	3.50%	2.44%
2 Year	3.90%	3.20%
3 Year	4.45%	3.49%
4 Year	5.14%	3.89%
5 Year	5.59%	3.79%
6 Year	5.80%	4.65%
7 Year	6.19%	4.85%
10 Year	6.50%	5.19%
**BENCHMARK QUALIFYING RATE	5.39%	5.39%
PRIME RATE	2.75%	2.75%
5 Year Variable		Prime minus .65%
1 Year Open Variable		Prime plus .80%
HELOC		Prime plus 1%

Flex Down and Cash Back Options are still available - ask us for details.

Call today to find out if refinancing now is a sound financial decision
Lower rates are available under certain conditions - we welcome your inquiries

Start your application today!

* Market rate is the posted rate offered by the majority of Canadian financial insitutions. E&OE
† OAC. Certain conditions may apply. Rate subject to borrower, property qualification and can change without notice.
**Benchmark qualifying rate is the rate at which a borrower must qualify for any term less than a 5 year fixed rate.