Rates

Current Prime Rate is  2.75%.

TERM MARKET BEST
6 Month 4.90% 4.45%
1 Year 3.50% 2.44%
2 Year 3.90% 3.20%
3 Year 4.45% 3.49%
4 Year 5.14% 3.89%
5 Year 5.49% 3.79%
View more rates

Lower rates may be available under certain conditions -
ask us!
Blogs

Edmonton Real Estate Update
While the summer temperatures rose in July, housing prices cooled and prices for all types of residential properties dipped slightly according to figures released by the REALTORS® AssociationRead on

Act now before the Rules Change!
There is likely going to be a flurry of activity before April 19 - as many take advantage of the existing rules and move up purchases and refinances. If you want to take advantage, call us today!....Read on

Market Update
North American markets opened in positive territory to start the week, although trading is rather subdued ahead of tomorrow’s policy announcement by the Federal Reserve.................Read on
Why Us?

It is truly in your "BEST INTEREST" to contact Dave and Lauren. We can help you find the ideal mortgage - whether you need to purchase a new home, a second home, a vacation or investment property or if you would like to refinance your current home to consolidate some debts or renovate or if you would just like to access the equity in your home to invest or take a dream vacation. Perhaps your mortgage is close to renewal and you would like to explore your options - whatever the case may be, we have a wide variety of mortgage choices available, one of which is sure to be a perfect fit for your situation.

We have over 50 years of combined experience in the real estate and finance industry and are able to help with all of your mortgage finance needs.  We are proud to be associated with Mortgage Architects, Canada's fastest growing mortgage brokerage firm.  Our team concept guarantees you the best possible service and choice in today's ever-changing mortgage market.

Why Should You Call Us?

  • Choice!  When you go to your bank you are limited to only their narrow range of products.  We analyze mortgages from a wide variety of lenders including chartered banks, trust and insurance companies, credit unions and private lenders.
     
  • Time! We shop the mortgage market for you rather than you going from bank to bank looking for the best deal. We will find the best rate and terms that fit your particular situation.
     
  • Convenience! Our hours are flexible... we will meet with you at a time and place that works for you. Most of the process can be done by phone, email or fax when necessary.
     
  • Your Credit Rating! Your credit rating should be important to you. When you shop from lender to lender, each one will access your credit bureau report; creating an accumulation of inquiries. This will affect your rating and ultimately your ability to obtain financing. When you deal with us; we only need to do one inquiry to access many different lenders to quote on your transaction.
     
  • Think Outside the Box! If you own your own business or are a commissioned salesperson and have trouble providing the necessary income verification; often you will not fit into the "bank box".  Or perhaps you don't meet their guidelines due to credit or employment issues. We have a number of lenders available that specialize in these types of mortgages.